1. No Investment Advice
Trade Harbor is a research and educational technology platform. All content, analyses, recommendations, signals, heat scores, AI-generated reasoning, AI assistant responses, and any other information provided through the Platform ("Content") are for informational and educational purposes only.
Nothing on this Platform constitutes, or is intended to constitute:
- Investment advice or a recommendation to buy, sell, or hold any security
- Financial, tax, legal, or accounting advice
- A solicitation or offer to buy or sell securities, options, or other financial instruments
- An endorsement of any particular investment strategy or financial product
- Personalized investment guidance tailored to your individual circumstances
2. No Fiduciary or Advisory Relationship
Trade Harbor is not a registered investment adviser, broker-dealer, financial planner, or fiduciary. Your use of the Platform does not create any fiduciary, advisory, agency, or professional-client relationship between you and Trade Harbor.
We do not know your personal financial situation, investment objectives, risk tolerance, time horizon, tax situation, or specific needs. Our Content cannot and does not account for these factors.
3. Consult a Qualified Professional
Before making any investment or trading decision, you should consult with a qualified and licensed financial advisor, broker, or other professional who can provide personalized advice based on your specific circumstances. Never rely solely on information from Trade Harbor or any other online platform when making financial decisions.
4. Risk Disclosure
4.1 General Investment Risk
All investments carry risk. The value of investments and the income from them can go down as well as up. You may get back less than you invest. Past performance is not a reliable indicator of future results and should not be relied upon as such.
4.2 Options Trading Risk
Options trading involves significant risk and is not appropriate for all investors. Options can expire worthless, resulting in the total loss of the premium paid. Writing (selling) options can expose you to unlimited potential losses. The complexity of options strategies means that even experienced traders can incur substantial losses.
4.3 Leverage Risk
Options and certain trading strategies involve leverage, which magnifies both potential gains and potential losses. Leveraged positions can result in losses that exceed your initial investment.
4.4 Market Risk
Securities markets are volatile and unpredictable. Market conditions, economic events, geopolitical developments, and other factors beyond anyone's control can cause rapid and significant changes in the value of any security.
4.5 Liquidity Risk
Some securities and options contracts may have limited liquidity, making it difficult to execute trades at desired prices or to close positions in a timely manner.
5. AI and Algorithmic Limitations
5.1 AI-Generated Content
Trade Harbor uses artificial intelligence, including large language models, to generate analyses and recommendations. AI models can and do produce errors, hallucinations, inaccurate predictions, and flawed reasoning. AI-generated content should be treated as a starting point for your own research, not as definitive guidance.
5.2 Technical Analysis Limitations
Technical indicators, scores, and signals are based on historical price and volume data. Technical analysis is inherently backward-looking and cannot predict future market movements with certainty. Markets can behave irrationally and defy technical patterns.
5.3 Data Accuracy
Financial data displayed on the Platform is sourced from third-party providers and may be delayed by 15 minutes or more. We do not guarantee the accuracy, completeness, or timeliness of any data. Real-time market conditions may differ materially from information displayed.
6. Hypothetical and Simulated Performance
Any performance results, backtesting, or simulated results shown on the Platform are hypothetical and do not represent actual trading. Hypothetical results have many inherent limitations, including:
- They are prepared with the benefit of hindsight
- They do not account for actual market impact, slippage, or execution costs
- They do not account for the emotional factors that affect real trading decisions
- Actual results may differ substantially from hypothetical results
7. No Guarantee of Results
Trade Harbor does not guarantee any specific investment results, returns, or outcomes. No representation is being made that any account will or is likely to achieve profits or losses similar to any examples, scenarios, or recommendations shown. The risk of loss in trading securities and options can be substantial.
8. Regulatory Status
Trade Harbor is not registered with, regulated by, or affiliated with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), the National Futures Association (NFA), or any equivalent regulatory body in any jurisdiction worldwide. The Platform has not been reviewed or approved by any regulatory authority.
9. Your Sole Responsibility
You are solely and exclusively responsible for determining whether any investment, strategy, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance. You are solely responsible for any gains or losses, financial or otherwise, that result from your investment and trading decisions.
10. International Users
Content and recommendations are generated based on U.S. market data and U.S. securities regulations. If you access the Platform from outside the United States, you are responsible for ensuring compliance with your local laws and regulations regarding securities trading and investment activities. The Platform may reference financial products that are not available or are not legal in your jurisdiction.
11. Limitation of Liability
To the fullest extent permitted by law, Trade Harbor and its officers, directors, employees, and agents shall not be liable for any losses, damages, or costs arising from your use of or reliance on any Content provided through the Platform. This includes, without limitation, direct, indirect, incidental, punitive, and consequential damages, as well as any losses resulting from trading or investment decisions made using the Platform.
For complete liability terms, refer to our Terms of Service.